Are You Ready for Parenthood?
The decision to bring a child into the world should be one of the most important choices you make and should be considered carefully well before you conceive. A baby will bring immeasurable changes to your and your partner's lives. Here are a few things to consider to help you determine whether having a baby is right for you, right now.
Marriage/Relationship
Do we have a stable, loving marriage/relationship? Do we share similar philosophies/beliefs on raising a child? What are our expectations of one another once we have a child? How will having another child affect the other sibling(s)?
Timing
Is this a "good" time to have a baby? Should we wait until our lives are less stressful? Can my partner and/or I take leave from work or school? Will I be able to get help if I need it? Will I be able to maximize my health insurance deductible if needed?
Finances
Can we afford a child? Do we have the income needed to raise a child? Do we need to purchase additional health insurance coverage for our child? What would the financial impact be if one of us decided to not return to work, or work only part-time? How much would a nanny or child-care provider/center cost?
Health
Are we in good general health? Are there any medical conditions or age-related factors to consider for me or my partner? Are there any medical/dental procedures, surgeries or vaccinations we need to complete before becoming pregnant? Are there any habits my partner or I need to change or stop before becoming pregnant (smoking, drinking, use of recreational or certain prescription drugs, caffeine, etc.)? Does our doctor recommend any medical procedures before becoming pregnant (including genetic screening, fertility tests, etc.)?
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