Are You Ready for Parenthood?

The decision to bring a child into the world should be one of the most important choices you make and should be considered carefully well before you conceive. A baby will bring immeasurable changes to your and your partner's lives. Here are a few things to consider to help you determine whether having a baby is right for you, right now.

Marriage/Relationship

• Do we have a stable, loving marriage/relationship?

• Do we share similar philosophies/beliefs on raising a child?

• What are our expectations of one another once we have a child?

• How will having another child affect the other sibling(s)?

Timing

• Is this a "good" time to have a baby? Should we wait until our lives are less stressful?

• Can my partner and/or I take leave from work or school?

• Will I be able to get help if I need it?

• Will I be able to maximize my health insurance deductible if needed?

Finances

• Can we afford a child? Do we have the income needed to raise a child?

• Do we need to purchase additional health insurance coverage for our child?

• What would the financial impact be if one of us decided to not return to work, or work only part-time?

• How much would a nanny or child-care provider/center cost?

Health

• Are we in good general health? Are there any medical conditions or age-related factors to consider for me or my partner?

• Are there any medical/dental procedures, surgeries or vaccinations we need to complete before becoming pregnant?

• Are there any habits my partner or I need to change or stop before becoming pregnant (smoking, drinking, use of recreational or certain prescription drugs, caffeine, etc.)?

• Does our doctor recommend any medical procedures before becoming pregnant (including genetic screening, fertility tests, etc.)?