Family Budget Planner
Now is a good time to sit down with your spouse or partner and figure out your family budget before the baby arrives. Below are several charts to help you organize your information:
| Source of Income |
Amount Before and After Taxes |
Percentage of Total Income |
| Father's Income (includes tips, wages, benefits, commissions, etc.) |
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| Mother's Income (includes tips, wages, benefits, commissions, etc.) |
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| Investments (stock funds, company stock options, 401(k), mutual funds, interest rate returns on bank accounts, etc.) |
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| Other (consulting work, handicrafts, outside/other family financial support, etc.,) |
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| TOTAL MONTHLY INCOME:___________________ |
| PERCENTAGE:___________________ |
| Monthly Expenses |
| TOTAL EXPENSES:__________________ |
| INCOME VS. EXPENSES:_________________ |
| Type of Expense |
Fixed |
Variable |
Will increase after baby |
Will decrease after baby |
| Rent/Mortgage |
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| Auto Payment |
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| Gas/Gas Allowances |
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| Maintenance |
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| Public Transportation |
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| Carpooling |
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| Airline Travel |
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| Insurance: |
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| -Auto |
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| -Life |
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| -Health |
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| -Property |
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| -Other |
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| Credit Cards (list below): |
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| Taxes |
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| Utilities: |
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| -Gas/Electric |
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| -Water |
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| -Trash |
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| -Cable Svc. |
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| -Internet Svc. |
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| Telephone |
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| Food/Groceries |
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| Clothing |
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| Dry Cleaning |
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| Education: |
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| -Tuition |
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| -Books |
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| -Supplies |
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| -Loans |
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| Entertainment |
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| Beauty/Hair: |
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| -Facials |
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| -Nails/Wax |
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| -Haircuts |
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| -Shampoo/Styling Products |
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| Gifts/Flowers |
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| Home Costs: |
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| -Furnishings |
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| -Repairs |
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| -Improvements |
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| Investments: |
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| -Stock |
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| -Savings |
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| -Education |
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| Medical Costs (not covered by insurance): |
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| Memberships: |
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| -Gym |
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| -Other |
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| Pocket Cash |
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| Recreational/Sports Activities Costs |
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| Other: |
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